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FAQ & Knowledge Base

Answers before your visit

Find clear answers about pawn loans, gold buying, jewellery, dental gold, silver, coins, bars, the jewellery exchange and your visit to our branches. This FAQ is built as a knowledge base: search for your request, choose a topic or go directly to the relevant questions.

Chapter overview

Choose a topic

The chapters lead directly into the answer area. Existing detail pages are linked where available.

09

Branch visit & preparation

Appointment, documents, identity check, contact, directions and on-site process.

Find answers by request

Go straight to the right starting point

I need short-term liquidity

Then a pawn loan at our pawnshops in Aachen or Düren may be relevant. There, your item is checked to see whether it is suitable as collateral.

Pawn loan FAQ

I want to sell gold

Gold, scrap gold, dental gold, coins and bars can be checked at the appropriate gold buying branches.

Gold buying FAQ

I have dental gold or mixed materials

Dental gold does not need to be cleaned beforehand. The valuation is based on material, weight and composition.

Dental gold FAQ

I have silver, coins or bars

Silver, coins and bars are checked according to material, fineness, weight, condition and the current market situation.

Silver Coins Bars

I am planning a branch visit

Addresses, opening hours, contact details and directions are available on the branch pages.

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Knowledge base

Questions and answers

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01

Pawn loan

Pawn loan How does a pawn loan work?

You bring the item to a pawnshop branch. It is checked there, the possible loan amount is explained and, if you accept, the pawn agreement is concluded directly on site. Before the agreement is concluded, term, costs, redemption and renewal should be clearly understandable.

Pawn loan Which items can be pledged?

Suitable items can include jewellery, watches, precious metals, coins, bars and, depending on the branch, other high-value objects. Whether an item is actually suitable is always decided after an on-site check.

Pawn loan Where does Rheinische Edelmetall offer pawn loans?

We offer pawn loans at our pawnshops in Aachen and Düren. The Herzogenrath, Würselen and Alsdorf locations are gold buying branches and not pawnshops.

Pawn loan How is the pawn loan amount determined?

The amount depends on the checked value of the item, its recoverability, its condition and the professional assessment on site. A binding amount can only be stated after the specific item has been inspected.

Pawn loan How long does a pawn loan run?

The term and renewal options are explained before conclusion. The specific pawn agreement and the legal framework are decisive. If you have questions about renewal or redemption, please bring your contract documents with you.

Pawn loan Can I renew a pawn loan?

A renewal can be checked at the responsible pawnshop branch. You usually need the contract documents for this. The branch explains which steps are required.

Pawn loan How do I redeem my pledged item?

Redemption takes place at the responsible pawnshop branch. Please bring the contract documents and a valid ID document. The specific amounts and process result from your pawn agreement.

Pawn loan What happens if a pledged item is not redeemed?

If a pledged item is not redeemed or renewed, the contractual and legal rules apply. The process is explained before the agreement is concluded so that you know which deadlines and options exist.

Pawn loan Is a pawn loan a normal loan?

A pawn loan is linked to the deposited item. The focus is on the collateral that is checked and stored at the pawnshop branch. The exact conditions are explained on site.

Pawn loan Which documents do I need for a pawn loan?

Please bring a valid identity card or passport. If documents relating to the item are available, such as certificates, invoices or proof of authenticity, you should bring those as well.

Pawn loan What does a pawn loan cost?

The costs are explained at the responsible pawnshop branch before conclusion. They depend on the specific agreement, the loan amount and the applicable framework. Binding information is provided only after the item has been checked and before the agreement is concluded.

Pawn loan Is my creditworthiness or SCHUFA checked?

With a pawn loan, the deposited item is the central collateral. The branch explains on site which identity and contract data are required and which steps apply to your case.

Pawn loan Is my pledged item stored securely during the term?

The pledged item is stored at the responsible pawnshop branch. Before conclusion, the branch explains how the item is recorded and how redemption or renewal works.

Pawn loan What role does a pawn auction play?

A pawn auction concerns pledged items that have not been redeemed or renewed according to the contractual and legal rules. The possible process is explained before conclusion so that deadlines, redemption and renewal are understandable.

Pawn loan What happens if an auction achieves a higher amount?

For pledged items that are not redeemed, the contractual and legal requirements apply. If you have questions about this, contact the responsible pawnshop branch with your contract documents.

Pawn loan Can I pledge high-value watches?

High-value watches can be checked at the pawnshops in Aachen and Düren. Brand, model, condition, authenticity, accessories, documents and current marketability are important.

Pawn loan Can I pledge high-quality tools?

High-quality tools, machines or professional equipment can be checked depending on condition, brand, functionality and resale value. A binding assessment is only possible after inspection at a pawnshop branch.

02

Gold buying

Gold buying How is gold valued?

Gold is valued according to material, fineness, weight, condition and the current precious metal rate. A binding offer is made only after the specific item has been checked at the branch.

Gold buying Can I sell old gold or scrap gold?

Yes. Old gold, scrap gold and mixed pieces can be checked at the branch. Prior cleaning or sorting is usually not required.

Gold buying Which gold items can I bring?

You can bring items such as jewellery, rings, chains, bracelets, dental gold, scrap gold, coins, bars or other gold-bearing objects. It is important that the pieces are presented completely.

Gold buying Can I get a fixed purchase price online?

No. A fixed purchase price requires an inspection at the branch. Online or by phone, only general orientation may be possible because material, weight, fineness and condition must be checked on site.

Gold buying How is payout handled when selling gold?

If you accept the offer, payout is made in euros after identity verification. Depending on the case and legal requirements, payout may be made in cash or by bank transfer.

Gold buying Why does the value of gold fluctuate?

The value of gold depends, among other things, on the current precious metal rate. Fineness, weight, condition and recoverability of the specific item also matter.

Gold buying Do I need to clean gold beforehand?

Extensive cleaning is not necessary. Bring the pieces as completely as possible. The professional check takes place on site.

Gold buying Can I sell small amounts of gold?

Yes. Small amounts can also be checked. The actual precious metal content and weight are decisive.

Gold buying Where can I sell gold?

Gold buying is available at our locations in Aachen, Düren, Herzogenrath, Würselen and Alsdorf. The branch pages show address, contact details, opening hours and directions.

Gold buying What should I bring when selling gold?

Please bring a valid identity card or passport. If available, invoices, certificates, boxes or proof of origin can help with the assessment.

Gold buying What do 333, 585, 750 or 999 mean for gold?

These numbers describe the fineness. 333 gold contains less fine gold than 585 or 750 gold; 999 gold stands for almost pure fine gold. This is why pieces with the same weight can be valued differently.

Gold buying Do you also buy silver, platinum and palladium?

Silver, platinum and palladium can be checked depending on form, fineness, weight, condition and current rate. Bring the pieces completely so that material and recoverable parts can be classified properly.

Gold buying Can I have inherited jewellery or an estate valued?

Yes. For inherited jewellery, estates or larger holdings, we check the pieces in an orderly way and explain which materials and values are identifiable. For larger quantities, contacting us briefly in advance is useful.

Gold buying Can I sell gold jewellery without a certificate?

In many cases, a check is possible without a certificate. Certificates, receipts or documents can make classification easier, but they do not replace the material check on site.

Gold buying Do I have to sell immediately?

No. You can have your pieces checked and then freely decide whether to accept the offer or take the items back with you.

Gold buying When do I receive my money?

If you accept an offer, payout is discussed and handled on site after identity verification. Depending on the case and legal requirements, payout may be made in cash or by bank transfer.

03

Jewellery exchange & sales

Jewellery exchange & sales Can I buy jewellery online?

The jewellery exchange serves as an online catalogue. Viewing, advice and purchase take place personally at the branch. This allows condition, size, details and how the piece feels when worn to be checked on site.

Jewellery exchange & sales Are all pieces in the jewellery exchange individual pieces?

Many offers are checked individual pieces. Availability, condition and details follow from the respective entry and the personal check on site.

Jewellery exchange & sales Why does the sale not take place directly through the website?

Jewellery, watches and high-value individual pieces should be viewed personally before purchase. The website shows the catalogue; the sale takes place on site at the branch.

Jewellery exchange & sales Can I reserve a piece of jewellery?

Whether a reservation is possible depends on the specific piece and current availability. If you are interested, direct contact is useful.

Jewellery exchange & sales Where can I view jewellery from the jewellery exchange?

The respective product or category page shows the available pieces. If you are interested, you can contact the branch or plan your visit accordingly.

Jewellery exchange & sales Why are some categories empty?

The jewellery exchange shows available individual pieces. If a category currently has no active products, there is no suitable offer there at the moment.

Jewellery exchange & sales Can I try on jewellery from the jewellery exchange?

The jewellery exchange is intended as a catalogue. Viewing, advice and purchase take place personally at the branch so that size, condition, details and fit can be checked on site.

Jewellery exchange & sales Are online photos and details a binding purchase confirmation?

The website provides a catalogue overview. Availability, condition and details are checked on site; the purchase does not take place anonymously through the website.

04

Jewellery buying

Jewellery buying What matters when jewellery is valued?

In addition to material and weight, workmanship, condition, stones, recoverability and current demand can play a role. The exact valuation takes place at the branch.

Jewellery buying Can defective jewellery be sold?

Yes. Defective jewellery, individual pieces or fragments can also be checked. Material, weight, fineness and condition are decisive.

Jewellery buying Do stones or diamonds matter?

For suitable jewellery, stones, quality, setting and condition can be taken into account. Classification takes place after inspection on site.

Jewellery buying Do you also buy watch components or defective watches?

Watch components or defective watches can be checked depending on material, brand, condition and recoverability. A precise statement is only possible on site.

Jewellery buying Do I need to bring invoices or certificates?

If documents are available, please bring them with you. Certificates, invoices, boxes or proof of origin can help with classification, but they are not always mandatory.

Jewellery buying Can I have inherited jewellery valued?

Yes. Inherited jewellery can be checked at the branch. If information about origin, invoices or certificates is available, you should bring these with you.

Jewellery buying Is jewellery valued only by material value?

Not always. For many pieces, the material value is important. Depending on the jewellery, workmanship, condition, stones and recoverability can also matter.

Jewellery buying Can I pledge jewellery instead of selling it?

At the pawnshops in Aachen and Düren, it can be checked whether a piece of jewellery is suitable for a pawn loan. Pure gold buying branches do not offer pawn loans.

Jewellery buying Do you also buy platinum or palladium jewellery?

Platinum or palladium jewellery can be checked. Material, fineness, weight, condition and recoverability of the specific piece are decisive.

Jewellery buying What do 333, 585, 750 or 999 mean for gold jewellery?

The numbers indicate the gold fineness. They help with classification, but they do not replace the check because weight, condition, workmanship and stones can also be relevant.

Jewellery buying Can I sell jewellery without a certificate?

Yes, a check is often possible without a certificate. Available documents, boxes, invoices or proof of origin can make classification easier.

Jewellery buying Do I have to sell everything I bring?

No. You can have several pieces checked and then decide which items you want to sell and which you want to take back with you.

05

Selling silver

Selling silver Do you also buy silverware?

Yes. Silverware, table silver, silver jewellery, silver coins and silver bars can be checked at the branch.

Selling silver How is silver valued?

Material, fineness, weight, condition and the current market situation are relevant. For coins or special pieces, additional factors may apply.

Selling silver Does silver need to be cleaned before the visit?

Extensive cleaning is not required. Bring the pieces as completely as possible so that they can be checked properly.

Selling silver Can silver-plated cutlery be sold?

Silver-plated goods differ from solid silver. Whether a purchase makes sense can only be assessed after inspection on site.

Selling silver Do you also buy individual silver pieces?

Yes. Individual pieces can also be checked. Material, weight, fineness and condition are important.

Selling silver What does the hallmark on silver mean?

A hallmark can provide information about fineness or manufacturer. It does not replace the professional check because condition, material and authenticity must be considered on site.

Selling silver Can I bring silver coins and silver bars?

Yes. Silver coins and silver bars can be checked. For coins, minting, condition and market demand can be relevant in addition to material and weight.

Selling silver What do 800, 835, 900, 925 or 999 mean for silver?

These numbers indicate the silver fineness. 925 silver, for example, contains a higher silver content than 800 silver. The exact valuation still takes place only after material, weight and condition have been checked.

Selling silver Can I have silver from an estate valued?

Yes. Silver from estates, inheritances or households can be checked in an orderly way. For larger quantities, a brief enquiry before the visit is useful.

Selling silver How can I recognise solid silver?

Hallmarks and material details can provide clues, but they are not decisive on their own. Whether a piece is solid, silver-plated or otherwise composed is checked at the branch.

06

Dental gold

Dental gold Does dental gold need to be cleaned?

No. Dental gold, scrap gold and dental alloys can be presented as they are. Prior cleaning is not necessary.

Dental gold How is dental gold valued?

Dental gold is classified according to material, weight and composition. The exact valuation takes place after an on-site check.

Dental gold Can I sell small amounts of dental gold?

Yes. Small amounts can also be checked. Bring all pieces completely so that the weight can be determined correctly.

Dental gold Are dental residues or mixed materials accepted?

Mixed materials can be checked. The decisive factor is which recoverable precious metal components are present.

Dental gold Do I need to know which alloy the dental gold has?

No. If you have information, it can be helpful. The professional check still takes place at the branch.

Dental gold Can dental gold be part of an inheritance?

Yes. Dental gold from an inheritance can be checked. For larger or special cases, a brief enquiry in advance can be useful.

Dental gold Do I receive the current gold price for dental gold?

The current precious metal rate is an important basis, but it is not automatically the purchase price. Dental gold can consist of different alloys, so the specific material must be checked.

Dental gold Do I need proof or a certificate for dental gold?

Proof can be helpful, but it is not always available or required. Bring any existing information with you; the professional classification takes place at the branch.

07

Coins

Coins How are coins valued?

Material, fineness, weight, condition, minting and the current market situation are relevant. Whether material value or a special collector value matters depends on the specific coin.

Coins Do you buy gold and silver coins?

Yes. Gold and silver coins can be checked. Bring the coins as completely as possible and without prior cleaning.

Coins Should I clean coins?

Please do not clean coins before your visit. Improper cleaning can worsen the condition and influence the valuation.

Coins Can I bring a whole coin collection?

Yes. For extensive collections, contacting us briefly in advance is useful so that enough time can be planned for the check.

Coins Are collector coins worth more than their material value?

That can happen, but it depends strongly on minting, preservation, demand and authenticity. A precise assessment is possible only after inspection.

Coins What matters for bullion coins?

For bullion coins, material, weight, fineness, condition and the current market situation are among the important factors.

Coins Do I need to bring certificates or packaging?

If certificates, capsules, boxes or purchase receipts are available, please bring them with you. They can help with classification.

Coins Can coins from an estate be checked?

Yes. Coins from estates or collections can be checked in an orderly way. For extensive collections, prior contact is useful so that enough time can be planned.

Coins What is the difference between bullion coins and collector coins?

For bullion coins, the precious metal value is often central. For collector coins, minting, preservation, rarity, demand and authenticity can also be relevant.

08

Bars

Bars Do you also check bars?

Yes. Gold and silver bars can be checked at the branch. Material, fineness, weight, authenticity and market situation are decisive.

Bars Does a certificate have to be available?

A certificate can be helpful, but it is not always mandatory. Please bring any packaging, certificates or purchase receipts with you.

Bars How is the authenticity of bars checked?

The check is carried out on site using suitable methods. Which method is useful depends on the specific bar.

Bars Can I sell damaged bars?

Damage can affect valuation and recoverability. A precise statement is only possible after inspection.

Bars What role does the daily rate play?

The current precious metal rate is an important factor. Weight, fineness, condition and authenticity of the bar are also taken into account.

Bars Can I also pledge bars?

At the pawnshops in Aachen and Düren, it can be checked whether a bar is suitable for a pawn loan. Pure gold buying branches do not offer pawn loans.

Bars Do you buy packaged or sealed bars?

Packaging, a certificate or a serial number can help with classification. Material, weight, fineness, authenticity, condition and marketability remain decisive.

Bars Can a damaged bar still have material value?

Yes, a damaged bar can still have material value. Damage can, however, affect valuation and recoverability; the specific assessment takes place on site.

09

Branch visit & preparation

Branch visit & preparation Do I need an appointment?

In many cases, you can come directly during opening hours. For extensive collections, special items or larger requests, a short call is useful.

Branch visit & preparation What should I bring?

Please bring a valid identity card or passport. Existing certificates, invoices, boxes or proof of origin can help with classification.

Branch visit & preparation Where can I find opening hours and contact details?

Opening hours, address, phone, email and directions can be found on the respective branch pages.

Branch visit & preparation Can I get a fixed price by phone in advance?

A binding price is not possible by phone because the specific item must be checked on site. By phone, the branch can explain which documents may be helpful.

Branch visit & preparation Which branch is responsible for pawn loans?

Pawn loans are available at the pawnshops in Aachen and Düren. Herzogenrath, Würselen and Alsdorf are gold buying locations and not pawnshops.

Branch visit & preparation Which branch is suitable for gold buying?

Gold buying is available in Aachen, Düren, Herzogenrath, Würselen and Alsdorf. The branch pages show the relevant addresses, contacts and opening hours.

Branch visit & preparation Do I need to sort my items beforehand?

Basic preparation can help, but it is not mandatory. It is important that all items are presented completely so that weight and material can be checked correctly.

Branch visit & preparation What happens to my data?

For purchases, pawn loans and legally required checks, personal data may be processed. Details can be found in the data protection information and in the notices on site.

Branch visit & preparation Can I visit any branch from the Aachen city region or the Düren district?

Yes. Which branch is best depends on your request. For pawn loans, use Aachen or Düren; for gold buying, several locations are available.

Branch visit & preparation What if I am unsure whether a visit is worthwhile?

A brief contact in advance can be useful. A binding value is only determined on site, but the branch can explain which information and documents may help.

Branch visit & preparation Is the Düren Aachener Straße branch open?

The Düren Aachener Straße 19b branch is temporarily closed. For current pawn loan and gold buying requests in Düren, please use the active Kölnstraße branch.

Branch visit & preparation Can I get a pawn loan at every branch?

No. Pawn loans are available only at the pawnshops in Aachen and Düren. Herzogenrath, Würselen and Alsdorf are gold buying locations and not pawnshops.

Branch visit & preparation How do I choose between Aachen and Düren for a pawn loan?

Choose the pawnshop branch that best fits your location and request. The branch pages show address, contact details, opening hours and directions.

Branch visit & preparation Is a home appointment available for buying?

For larger holdings, a prior enquiry can be useful. Whether a home appointment is possible in a specific case is clarified individually; a binding valuation is only made after the items have been checked.

Before your visit

Prepare well for your branch visit

For pawn loans and purchases, the specific item must be checked on site. Please bring all items completely and allow a little more time for larger collections.

ID documentPlease bring a valid identity card or passport.
DocumentsCertificates, invoices or proof of origin can help with the assessment.
Choose the branchPawn loans are available only in Aachen and Düren; gold buying is available at all active locations.

Next step

Find the right branch

Once your question is clear, choose the right branch for pawn loans, gold buying or valuation on site.

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